Use Credit Wisely in Uncertain Times
May 15, 2020
Relying on credit cards is never ideal, but there are times when it may be a necessity. The emergence of COVID-19 and the extraordinary measures it has necessitated have meant radical changes in the daily lives of people around the world. With people forced to stay at home and businesses having to temporarily, or in …
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Marriage and Money
May 15, 2020
Marriage is for better or worse –it says it right there in the vows. No one gets married with expectations of bad things happening in their relationships or their lives. In the midst of a global pandemic that is wreaking havoc on people’s lives and economies around the world, however, some may look at the …
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Financing College for Your Child
April 17, 2020
Funding a child’s college education is one of the biggest expenses you will have in your lifetime, so it is never too early to start planning and saving. Just make sure that you are doing so in the smartest way possible and that you aren’t sacrificing equally important things, such as saving for your own …
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How to Avoid Work-from-home Scams
April 17, 2020
You’ve probably seen the ads on the internet or posted around your town – “Make easy cash working from home, no experience needed.” While it sounds appealing, it’s probably a scam. Most of these “opportunities” are, and they are designed to liberate you from your money. While there are many legitimate work-from-home opportunities, it’s important …
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Q&A with Melissa Knutson, CFP®, Assistant Vice President, Alpine Bank Wealth Management
March 25, 2020
Q: Help! What do I need to do to file my taxes? A: Because the IRS has extended the tax filing deadline from April 15 to July 15, you have some more time. Here’s what you need to do: Locate copies of last year’s federal and state tax returns. It’s always easiest for you or …
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Start an IRA for Your Child
March 23, 2020
Most people open individual retirement accounts (IRA) once they get their first full-time job–typically in their early-to-mid 20s. But if your child begins working at any point before then, starting an IRA for them during childhood, regardless of how young they may be, can give them a huge jump on building significant retirement savings for …
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The Importance of Setting Savings Goals
March 23, 2020
From weight loss to finances, the key to meeting your goals is a clear vision of what you want to accomplish, along with realistic expectations to achieve them. This also holds true for building your savings. Whether your desire is a sizable nest egg for retirement, setting aside money for future generations or funding for …
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IRS Tax Fraud and Scams
March 23, 2020
As tax season approaches, taxpayers need to be on alert for the annual surge in IRS tax scams. Tax fraud can come in many different forms, but it is typically perpetrated through phone scams and email phishing. As with any type of scam, you are the first and last line of defense, so it is …
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For Business Success, Practice Proactive Financial Wellness
March 9, 2020
Building on the momentum of the last few years, the new decade holds tremendous promise for small businesses. But business owners who have been in business for any length of time understand that there will be peaks and valleys along the way. Whether your business is just out of the starting gate or celebrating its …
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Alpine Bank Wealth Management Tops $1 Billion
February 20, 2020
Alpine Bank Wealth Management (ABWM) has started the new year by surpassing $1 billion in assets managed for clients for the first time in its history as a division of the bank. “To our clients we say thank you for placing their trust in us,” said Tim Kenczewicz, president of Alpine Bank Wealth Management. “Our …
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