Debit Card Scams
May 21, 2019
In the United States, the use of debit cards is rising faster than all other forms of payments. It’s no surprise then that debit card fraud is also rising. The bad news is, with debit cards, consumers don’t have the same liability protections as they do with credit cards so they must be much more …
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529 Savings Plans Can Now Fund Primary Education
May 21, 2019
The quality of education that your child receives will likely have a significant impact on his or her future success. Since quality usually comes at a financial cost that means the need for significant savings to pay for your child’s education, particularly if private school is involved. One of the most popular ways of saving …
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College Planning Tips
April 24, 2019
If you have children, a college degree may well be part of your vision for their future. When it comes to graduating college, however, a large number of students who begin college do not actually complete their degrees –and it isn’t because they are lazy or lose interest. One of the biggest factors that …
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Time-share Scams
April 24, 2019
Born in the late 1970s, the time-share industry has received its fair share of scrutiny for high-pressure sales tactics. Under pressure by state regulators, the industry has largely cleaned up its act in recent years, but buyers still need to beware. The real scam occurs when owners feel the need to get out from under …
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Save for Retirement with a Spousal IRA
March 18, 2019
Soaring childcare costs are spurring more and more people –both women and men– to take a break from traditional careers in order to care for school-age children. But that doesn’t mean they should pause their retirement savings as well. Though taking a break from working means an end to regular paychecks and retirement benefits such …
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How to Avoid Work from Home Scams
March 18, 2019
You may be familiar with the ads: easy money (or big paychecks), no experience, one hour a day, work from home. Sound too good to be true? It probably is. In fact, for every legitimate work from home opportunity, there are 70 work from home scams that attempt to rob you of your money. While …
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Scholarship Opportunities: A Message From Our Chairman
February 15, 2019
“In January 1973, when we opened the doors of our first bank in Carbondale, Colorado, Alpine Bank’s mission as a community bank was to be just that – focused on community. We can think of no better community endeavor than to help our neighbors further their education. We are proud to offer these scholarships as well as …
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Ring in 2019 with a Financial Plan
January 16, 2019
If making resolutions are part of your plans for the new year, make sure that some of them are financial. With a little bit of planning, your financial resolutions could begin paying off before you’ve abandoned your last diet or exercise-related resolutions –which is apparently before the end of February for most Americans, according to …
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Year-end Charitable Gifts
December 6, 2018
With the holiday season already upon us and the calendar year rapidly winding to a close, it is once again time to start thinking about gift-giving–from presents for family and loved ones to charitable contributions made to nonprofit organizations. In the wake of last year’s year-end tax changes, however, you may want to consider …
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SBA Touts its Lending Momentum
December 6, 2018
The U.S. Small Business Administration (SBA) recently announced its lending numbers for fiscal year 2018 (FY18), highlighting that it guaranteed more than $30 billion to small businesses that it says would not have had access to capital otherwise. “We are providing tools, resources and access to capital for America’s 30 million small businesses, and our …
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