1Please see a customer service representative or personal banking representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.

2Per-item fees: $0.15 per ledger entry and $0.10 per deposited item.

3You will receive a credit of $0.20 per $100.00 average collected balance during the statement period, up to the total amount of the service charge.

4Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period. As long as your account is in good standing, your current overdraft limit may be available for checks and other transactions made using your checking account number, automatic bill payments, recurring debit card transactions, Debit/POS transactions and ATM transactions. Standard nonsufficient funds fees will still apply; $15.00 for overdraft items of $15.00 or less and $38.00 for overdraft items exceeding $15.00. Please speak with a customer service representative or personal banking representative, or refer to the product terms and conditions for more details.

5If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.

6Certain transaction fees and limitations apply. Please refer to the product terms and conditions.