Turn to our friendly lenders when it’s time to customize a loan for your specific needs. 

  • Custom repayment terms 
  • Tap into a credit line when you need it most 
  • Local decision-making and processing 

Discover Term Loans at Alpine Bank 

*We are proud to offer environmentally conscious Green Loan programs for purchasing fuel-efficient automobiles and making home improvements for energy-reducing upgrades. Learn more here, or visit one of our convenient locations

{beginAccordions}

Ready Reserve Line of Credit

With a Ready Reserve LOC tied to your checking account, you get overdraft protection, plus the ability to tap into a credit line when you need it most. The best of both worlds! 

Once approved, you may have a Ready Reserve Line of Credit added to your checking account for overdraft protection. If your account ever becomes overdrawn, money is immediately transferred into your account in increments of $100.00 to help cover the insuffi­cient balance. There is never an interest charge if your Ready Reserve Line of Credit isn’t used. 

Or tap into a convenient, anytime source of cash. With the Ready Reserve Line of Credit you have immediate access to funds. A convenient alternative to a lump sum term loan that can be used to finance a wide range of one-time or ongoing needs.  

  • Reuse without reapplying 
  • Meet needs without cutting into personal savings 
  • Interest charged on only what you use 
  • Decision-making and processing handled right here in Colorado 
  • Friendly, attentive service from start to finish 

1Refer to the Personal Ready Reserve Line of Credit agreement for terms and conditions, applicable fees and rates. 

{endAccordions}

Must meet Alpine Bank's underwriting requirements. Rates and terms are subject to change based on current market conditions. Please contact your local Alpine Bank loan offi­cer for more information, other restrictions may apply.

Required information is collected when opening a new account. Learn more about patriot act.

Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.

Personal banking powered by purpose. 

Experience enhanced personal banking with our comprehensive services and tools.