Increase your earning potential with high yield rates while retaining access to your funds.
- Earn interest on your balance1
- No minimum balance requirements
A Money Market Account with Benefits You’ll Love
- Tiered rates1
- Interest earned on all balances
- No monthly maintenance fee
- No minimum balance requirements
- Online Banking2 and Mobile Banking3 available
- Free electronic statements
Additional information about this account:
- Interest Rate and Annual Percentage Yield may change after the account is opened
- Excess transfer/withdrawal fee of $10.00 per limited item after six per statement cycle 4
- Overdraft privilege5 available
- Fees may reduce the earnings on the account
- $25.00 minimum account opening deposit required
Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.
1Please see a customer service representative or personal banking representative for current rate information, calculation method, fee schedule and to obtain your copy of our Truth in Savings Disclosure.
2Online Banking is not available to minors under the age of 13. Certain transaction fees and limitations apply. Please refer to the product terms and conditions.
3Alpine Mobile® is not available to minors under the age of 13. Alpine Bank does not charge you a fee for using Alpine Mobile®; however, your wireless carrier’s standard web access and text message rates may still apply. Mobile Deposit limitations apply. Please refer to product terms and conditions.
4Alpine Bank may charge a fee for any transfer or withdrawal by means of electronic, preauthorized, automatic, digital, or telephone transfer; OR on transfers or withdrawals by means of checks, drafts, debit cards, automatic transfers, or preauthorized transfers to a third party exceeding six per statement cycle.
5Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period.
Our standard NSF paid item fee is $15.00 if the overdraft is a result of a transaction greater than $3.00 but less than $15.01 or $38.00 NSF paid item fee if the overdraft is a result of a transaction of $15.01 or greater, and the transaction overdraws your account by more than $15.01 (meaning you have a negative $15.01 available balance or more). For our consumer accounts, we may charge up to $200.00 in non-sufficient fund (NSF) paid item fees per account, per day. For our business accounts, there is no maximum daily limit for non-sufficient (NSF) paid item fees.
The categories of transactions for which a fee for paying an overdraft may be imposed are checks, an in-person withdrawal, an automatic payment, an Automated Clearing House (ACH) transaction, recurring debit card payment, or any other debit transaction made using your checking account. For consumer accounts at your request, we may authorize and pay ATM transfers or withdrawals or everyday debit card transactions. Business account ATM transfers or withdrawals or everyday debit card transactions will automatically be included as a transaction for which a fee for paying an overdraft item may be imposed.
Please be advised that if you use the Overdraft Privilege service, you must make regular deposits to bring your account to a positive balance, for at least 1 business day, at least once every 30 calendar days (including the payment of all bank fees and charges).
We typically do not pay overdrafts if; (1) your account is not in good standing; (2) you have a legal orders (including bankruptcies), garnishments, levies or liens against your account; (3) you have an outstanding indebtedness past due or in default to Alpine Bank or any other account relationship and; (4) an item is presented that is over your currently available Overdraft privilege amount.
