- Flexible terms
- Fast funding
Mobile Home Loans
Buying a mobile home is more than a transaction, it’s a step toward your future, comfort and independence. At Alpine Bank, we get that. That’s why our mobile home loan program offers flexible terms, fast funding options and personalized support from local lenders
Whether you're purchasing or refinancing, we're here to help you move forward with confidence.
Program highlights
- Flexible terms1: Up to 25 years4, fully amortized
- Fast funding: Same-day funding2 may be available for purchases
- Eligible homes3: Manufactured after June 15, 1976
- Residency: Must be your primary residence
- Minimum credit score: 640
- Appraisal & escrows: Required
Let’s get started
Our team is ready to guide you through every step. Reach out today to explore your options and see if this program is right for you.
1The JPMorgan Chase prime rate will be used for future rate adjustments.
2Same-day funding cannot be guaranteed.
3Mobile homes manufactured after June 15, 1976, located in a mobile home park within Alpine Bank's trade area; primary residence only.
4Purchase price of $150,000 with a $135,000 20-year Mortgage loan with a $15,000 down payment, an initial 8.75% interest rate, payable in 60 monthly payments of $1,192.85 and 180 monthly payments of $2,184.47 with an Annual Percentage Rate (APR) of 8.895%. Payments do not include Taxes and Insurance. Purchase price of $150,000 with a $135,000 25-year Mortgage loan with a $15,000 down payment, an initial 8.75% interest rate, payable in 60 monthly payments of $1,109.75 and 180 monthly payments of $2,231.92 with an Annual Percentage Rate (APR) of 8.877%. Payments do not include Taxes and Insurance.
Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.
Required information is collected when opening a new account. Learn more about patriot act.
Must meet Alpine Bank's underwriting requirements. Rates and terms are subject to change based on current market conditions. Please contact your local Alpine Bank loan officer for more information, other restrictions may apply.
