CONSENT TO RECEIVE ELECTRONIC DOCUMENTS AND TO SIGNING DOCUMENTS ELECTRONICALLY

This disclosure documents your consent to electronically receive disclosures, agreements, notices, and other documents relative to the account(s) you are applying for online. This disclosure also describes your rights relative to electronically receiving disclosures, agreements, notices, and other documents as well as the consequences of not consenting. We recommend you print and retain a copy of this disclosure and all related disclosures, agreements, notices, and documents. If you choose to consent, you will be able to continue applying online.

By proceeding with this online application, you agree that you have reviewed the disclosures below and consent to communicate electronically, to receive disclosures, agreements, notices, and any other documents related to your account(s) electronically, and to utilize electronic or digital signatures in connection with your account(s).

You are not required to receive disclosures, agreements, or any other documents related to your account(s) electronically. If you prefer, you may request paper copies and may withdraw your consent as described below.

You understand, prior to consenting, that:

(1) Your consent applies to disclosures, agreements, notices, and any other documents related to the account(s) for which you are applying.

(2) If you do not consent, you will not be able to apply online. However, regardless of whether you consent, you may apply through other permitted methods, such as in person at an Alpine Bank location.

(3) Even after consent, if you want to receive a paper copy of a disclosure, an agreement, a notice, or other document in addition to an electronic copy, you may obtain one free of charge by contacting us using any of the contact methods listed below. We reserve the right to provide any disclosures, agreement, or other document in paper format, rather than electronically;

(4) By consenting to receive disclosures, agreements, notices, and any other documents related to your account(s) electronically, you agree to provide us with the information (such as a current email address) needed to communicate with you electronically and update us as to any changes in such information by going to your nearest Alpine Bank location or calling the number listed below:

Call:
1-800-551-6098

(5)  You may withdraw your consent to receive future disclosures, agreements, notices, or any other documents related to your account(s) at any time. In order to withdraw consent, you must notify us that you wish to withdraw consent and to provide your future disclosures, agreements, notices, or other documents in paper format. After withdrawing consent, if at any point in the future you utilize the electronic signature system, you are once again consenting to receive disclosures, agreements, or any other documents electronically, and to the use of electronic signatures. To withdraw your consent, call at the number listed above. If you withdraw your consent, you will not be charged fees1 associated with paper copies.

Computer Requirements:
The minimum computer hardware and software requirements to receive and retain electronic disclosures are PC or MAC with > 200 mhz processor, modem or NIC, 220 gb HD, > 128 mb RAM, internet connection with browser software, and Acrobat Adobe Reader. Certain disclosures are available in HTML and others are in Portable Document Format (PDF). By accessing our website we have confirmed that your computer is capable of viewing disclosures in an HTML format.

The latest version of Adobe Acrobat Reader® is required to open and view disclosures. To download the latest version of Adobe Acrobat Reader®, visit www.adobe.com.

 

 Please let us know if there are any fees associated with withdrawing consent and requesting to receive documents electronically, or any other consequences or conditions in the event of withdrawal.