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1Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period. As long as your account is in good standing, your current overdraft limit may be available for checks and other transactions made using your checking account number, automatic bill payments and recurring debit card transactions. Standard non-sufficient funds fees will still apply; $15.00 for overdraft items of $15.00 or less and $38.00 for overdraft items exceeding $15.00. Please speak with a customer service representative for more details.

2If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.

3Certain transaction fees and limitations apply. Please refer to the product terms and conditions.

4Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.