High Interest Bank Account Details

  • Interest-bearing checking1 with the ability to waive maintenance and statement fees
    • Avoid the $3 paper statement fee by enrolling in electronic statements
    • No fees for electronic statements
    • Waive the $9 monthly maintenance fee by maintaining a $1,500 daily minimum balance
  • Unlimited check writing
  • Overdraft privilege available 2
  • Overdraft protection Ready Reserve Line Of Credit available 3
  • Personal credit card available 3
  • No fees on cashiers checks or money orders
  • Check safekeeping
  • Includes a wide variety of online banking services:
    • Online banking & bill pay   available 4
    • Mobile banking with mobile deposit 5
    • Free electronic statements
  • Loyalty Debit Card with no annual fee
  • No minimum deposit to open


Valid identification is required to open a high yield account. Please refer to this list of acceptable forms of identification .



1Please see a customer service representative or personal banking representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.

2Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period. As long as your account is in good standing, your current overdraft limit may be available for checks and other transactions made using your checking account number, automatic bill payments, recurring debit card transactions, Debit/POS transactions and ATM transactions. Standard nonsufficient funds fees will still apply; $15.00 for overdraft items of $15.00 or less and $38.00 for overdraft items exceeding $15.00. Please speak with a customer service representative or personal banking representative, or refer to the product terms and conditions for more details.

3Must meet Alpine Bank's underwriting requirements. Rates and terms are subject to change based on current market conditions. Please contact your local Alpine Bank loan offi­cer for more information, other restrictions may apply.

4Certain transaction fees and limitations apply. Please refer to the product terms and conditions.

5Online Banking and Alpine Mobile® are not available to minors under the age of 13. Alpine Bank does not charge you a fee for using Alpine Mobile®; however, your wireless carrier’s standard web access and text message rates may still apply. Mobile Deposit limitations apply. Please refer to product terms and conditions.

6If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.