NONE
Carrying a balance and first time cardholders
21% fixed APR
None
None
NONE
Rewards
21% fixed APR
1 point for every $1.00 spent
5,000 points upon first $1,000.00 spent in first 4 billing cycles
NONE
Rewards and other added benefits
21% fixed APR
1.25 points for every $1.00 spent
10,000 points upon first $3,000.00 spent in first 4 billing cycles
Valid identification is required to open a credit card. Please refer to this list of acceptable forms of identification.