Highlights
  • No "Use It or Lose It" Policy
  • HSA Debit Card
Details
  • Works in conjunction with a high-deductible health care plan (HDHP)
  • Earn interest1
  • Save money to pay for medical-related expenses, including:
    • Doctor visits
    • Prescription medication
    • Surgeries and operations
    • And more
  • Contributions can be made by you, your employer or a third party
  • Unused funds remain in account year after year; no “use-it-or-lose-it” policy
  • Keep your HSA in your name, regardless of career or life changes
  • Access funds easily with an HSA Visa® debit card
  • No opening fee; $15 closing fee
  • Avoid the $2 monthly maintenance fee by maintaining a minimum balance of $3,000

Visit the IRS site to learn more about HSAs.

Eligibility

Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.

Disclaimers

1Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.