Trailblazing With You for 45 Years

Trailblazing With You for 45 Years

March 13, 2018

Alpine Bank, formerly known as Roaring Fork Bank, opened in Carbondale on January 23, 1973, with a ribbon-cutting ceremony presided over by Mayor Charles Kelly, Bank Director Wally deBeque and President Bob Young. The ribbon was made from 50 silver dollars attached to a string of tape. The money was donated to Mt. Sopris Park …

Read More
Your Budget, Your Way

Your Budget, Your Way

January 30, 2018

Budgeting can either make or break your financial stability. Financial mistakes occur from time to time, so it is important to know how to reduce your chances of making them and having a solid budget will help you maintain your financial freedom. Let’s take a look at five critical tips to follow to stay on …

Read More
Survey Finds Over One-Third of Voters Are Buying Local More Frequently

Survey Finds Over One-Third of Voters Are Buying Local More Frequently

January 30, 2018

During Small Business Week, the University of Phoenix School of Business released the results of a Morning Consult survey conducted in April. Among its most noteworthy findings was that more than one-third of voting Americans say they have increased the amount they buy local over the past year. According to the school, the value of …

Read More
SBA Funds Organizations Offering Entrepreneurship Training to Women Veterans and Military Spouses

SBA Funds Organizations Offering Entrepreneurship Training to Women Veterans and Military Spouses

January 30, 2018

The U.S. Small Business Administration (SBA) recently announced that it would award as much as $300,000 in Women Veteran Entrepreneurship Training Program grants to three organizations that provide small business development resources to women veterans and military spouses. The funding comes specifically from the SBA’s Office of Veterans Business Development. SBA says each awardee was …

Read More
Why You Should Consolidate Your Retirement Plans

Why You Should Consolidate Your Retirement Plans

January 30, 2018

If you’re like most people, you’ve probably worked for multiple companies throughout the course of your career and have a similarly diverse collection of different 401(k) accounts and IRAs to show for it. According to the Bureau of Labor Statistics, the average person now holds 10 different jobs by the time they are 40 years …

Read More
National Small Business Association Surveys Businesses About Regulations

National Small Business Association Surveys Businesses About Regulations

January 30, 2018

The National Small Business Association (NSBA), which bills itself as “the nation’s first small business advocacy organization,” recently conducted a survey among 1,000 small-business owners, on how government regulations affect them. The survey was conducted between President Trump’s election and his inauguration from November 28, 2016 through January 10, 2017. The survey found the two …

Read More
Study Shows Over 200 Mobile Sites/Apps Expose Sensitive Consumer Information

Study Shows Over 200 Mobile Sites/Apps Expose Sensitive Consumer Information

January 30, 2018

Using smartphones or tablets to access mobile websites or to make purchases through mobile apps has become a daily behavior for many people. So, it shouldn’t be surprising to learn that criminals are now actively targeting these devices almost as aggressively as they target ordinary computers. What you may be surprised to learn is that …

Read More
Midyear Financial Review

Midyear Financial Review

January 30, 2018

Like it or not, following a budget is not a passive activity—particularly given how easy it is to get off track with even just one big ticket purchase. If you undertook the task of creating a budget at the beginning of the year, one of the best things you can do is take time for …

Read More
Know Your Tax Talk

Know Your Tax Talk

January 30, 2018

As the adage goes, “nothing can be said to be certain except death and taxes.” While we all hope that the former is a long ways off, it is once again time to deal with the latter. Following are a few things you’ll want to be sure to keep in mind when preparing your tax …

Read More
Instagram Adds Live Video to Stories Feature to Help Businesses Connect with Their Community

Instagram Adds Live Video to Stories Feature to Help Businesses Connect with Their Community

January 30, 2018

Back in the summer, Instagram launched a feature for both regular users and businesses called Stories. Now, the feature includes the ability to share live video. Stories launched to give businesses a way to reach their customers as Instagram itself made it harder for businesses to make sure their followers see all of their posts, …

Read More
Traveling This Summer?

Traveling This Summer?

January 30, 2018

Avoid ATM fees coast to coast! As an Alpine Bank customer, you have access to 43,000 surcharge-free Allpoint Network® ATMs.* You can find one nearby at alpinebank.com or on the Allpoint app. If you’re traveling out of state, please keep us in the loop for worry-free travel. To call in a travel notification and help …

Read More
Health Savings Accounts

Health Savings Accounts

January 30, 2018

We all need health insurance. Likewise, we all like to save money and reduce our taxes. Health savings accounts (HSAs) can help with both of these goals. Created by federal law in 2003, health savings accounts are tax-advantaged personal savings accounts to be used for medical expenses. Congress had a few objectives when they created …

Read More
Financial Literacy for Teens and Beyond: Investments and Inflation

Financial Literacy for Teens and Beyond: Investments and Inflation

January 30, 2018

In economics, inflation is the rise in the general level of prices of goods and services over time. As inflation rises, each unit of currency buys less than it did before. An example of a unit of currency would be one dollar bill, one dime or one twenty dollar bill and so on. For example, …

Read More
Financial Literacy for Teens and Beyond: Wills

Financial Literacy for Teens and Beyond: Wills

January 30, 2018

A will is a legal document that gives instructions about how you would like your assets distributed after you die. These assets can include assets that have a lot of monetary value, or it could be a cherished belonging with little monetary value but a lot of sentimental value. For most single people, a simple …

Read More
Financial Literacy for Teens and Beyond: Saving and Investing

Financial Literacy for Teens and Beyond: Saving and Investing

January 30, 2018

What is the difference between saving and investing? One way to begin understanding the difference is to think about your money divided into three buckets. The three buckets are emergencies, short-term purchases or goals, and long-term goals. The emergency fund bucket and the short-term purchase or goal buckets are considered saving. Savings means to set …

Read More
Financial Literacy for Teens and Beyond: Sales Tax

Financial Literacy for Teens and Beyond: Sales Tax

January 30, 2018

One way to make smart financial decisions is to price shop. Take the time to investigate and plan before you buy. Two things to consider are the price of the item and the return policy of the store or online shopping site. You should also keep sales tax in mind. You may have noticed that …

Read More
Financial Literacy for Teens and Beyond: Income and Education

Financial Literacy for Teens and Beyond: Income and Education

January 30, 2018

In general, people earn higher incomes with higher levels of education. That means there is a direct relationship between the education you receive and the income you receive. For example, Sue, who is graduating with a degree in chemical engineering, has secured a job with a starting salary of $63,500. This is a lot of …

Read More
Financial Literacy for Teens and Beyond: Identity Theft

Financial Literacy for Teens and Beyond: Identity Theft

January 30, 2018

Wearing a seatbelt while driving or riding in a car helps to keep you safe. You also need to keep your money and personal information safe by protecting information such as your Social Security number (SSN) and personal identification number (PIN). People who take your personal information could withdraw money from your bank account, charge …

Read More
Financial Literacy for Teens and Beyond: Automobile Insurance

Financial Literacy for Teens and Beyond: Automobile Insurance

January 30, 2018

Automobile insurance is important and required by law in many states, including Colorado. It may seem like a large expense, but it is much more costly not to insure your car. Insurance helps you pay to repair your car if you are in an accident. It also provides for coverage if you are in an …

Read More
Long-term Care Considerations for Your Special Needs Child

Long-term Care Considerations for Your Special Needs Child

January 30, 2018

With education reform in the news, many parents have questions about voucher policies and children with disabilities. If you are the parent of a special needs child who may never be able to be completely independent, planning isn’t quite as simple as setting aside money for college. You are not only planning for your retirement, …

Read More
The Importance of a Budget in Wedding Planning

The Importance of a Budget in Wedding Planning

January 30, 2018

If there is a wedding in your near future, whether it is for you or for your child, it’s time to get excited about planning for the big day. While a wedding is one of the most important days of your life, remember, it is just one day and not worth years of debt. One …

Read More
Why HSAs

Why HSAs

January 30, 2018

No matter how old you are, medical expenses are unpleasant and usually exorbitantly high.  As we get older and the need for healthcare increases, so too do healthcare costs. So if you are among the growing number of people with a high-deductible health insurance plan (HDHP) you’ll want to give serious consideration to a health …

Read More
Small Businesses Gaining Interest in Loans, Pepperdine Survey Finds

Small Businesses Gaining Interest in Loans, Pepperdine Survey Finds

January 30, 2018

Pepperdine University’s Graziadio School of Business and Management recently released its quarterly PCA Index report, which is designed to gauge small and medium-sized business demand for financing and their levels of accessibility of private capital. The report is based on 1,341 responses collected October 31 – November 15, 2017 from businesses with revenue up to …

Read More
A Few Ways to Boost Your Credit Score

A Few Ways to Boost Your Credit Score

January 30, 2018

Good credit is essential. Whether you want to buy a car or a new home, start your own business or just get the best rate possible on the credit cards you use on a daily basis, without good credit you may be unable to do these things –or you’ll be faced with very high borrowing …

Read More
How to Make Financial Resolutions You Can Actually Stomach

How to Make Financial Resolutions You Can Actually Stomach

January 30, 2018

We’ve all heard the slogan “a new year, a new you” in some sort of variation. Likewise, we’ve all started a new year off with well-intentioned resolutions that usually fade away the first time we’re faced with a plate of our favorite cookies or snack. So instead of vowing to exercise more or to eat …

Read More
Setting Realistic Financial Goals

Setting Realistic Financial Goals

January 30, 2018

On New Year’s Day, millions of Americans resolve to get into shape and lose weight, yet within just a couple of weeks, many give up and abandon their goals. One of the biggest problems with most New Year’s resolutions is that few people set realistic goals—an equally big problem when it comes to setting financial …

Read More
Reassessing Your Finances During Every Life Event

Reassessing Your Finances During Every Life Event

January 30, 2018

For most people, the period between first entering the workforce and retiring includes a myriad of life-changing events—from the purchase of a first home, to marriage, children and caring for elderly family members. Many people fail to think about reassessing their financial plans. Life is all about change. As our lives continuously change, so too …

Read More
Estate Planning for Single Parents

Estate Planning for Single Parents

January 30, 2018

Estate planning is never fun, but it can be even more daunting when you are a single parent and almost certainly have a tremendous amount on your plate. Regardless of how busy you may be, it is critically important to take the time to plan out what would become of your assets and, most importantly, …

Read More
6 Tips to Help You Save Money This Summer Season

6 Tips to Help You Save Money This Summer Season

November 17, 2017

Summertime means warm weather and longer days, but it can also mean significant spending if you’re not careful. From pricey kids summer camps to trips to amusement parks, the desire to purchase summer clothing or take elaborate vacations (or even just short weekend trips to the beach), summer can be an expensive time. Following are …

Read More
Financial Literacy for Teens and Beyond

Financial Literacy for Teens and Beyond

November 9, 2017

One way to make smart financial decisions is to price shop. Take the time to investigate and plan before you buy. Two things to consider are the price of the item and the return policy of the store or online shopping site. You should also keep sales tax in mind. You may have noticed that …

Read More
Millennials Eager to Start Small Businesses Study Finds

Millennials Eager to Start Small Businesses Study Finds

June 20, 2017

Millennials are very interested in starting small businesses according to a recent study from America’s Small Business Development Centers. The association partnered with the Center for Generational Kinetics to gain a better understanding of how different generations view and approach entrepreneurship. In March, they polled 1,011 U.S. adults age 21-65. Millennials are considered those born …

Read More
Colorado Day

Colorado Day

June 10, 2017

August 1st is Colorado’s birthday, and this year our great state turns 141! Colorado officially became a state on August 1st, 1876, and we’ll be celebrating at Alpine Bank.

Read More
Green Tip: Green Your Sunscreen

Green Tip: Green Your Sunscreen

May 29, 2017

Protect your skin and the environment. Choose a green sunscreen and apply it frequently to block out harmful UV rays. Many sunscreens contain chemicals that pose risks to the environment. Avoid nanoparticles and choose a mineral-based product recommended by the Environmental Working Group sunscreen guide instead.

Read More
Environmental Reports

Environmental Reports

February 1, 2017

As a bank committed to staying green and reducing our carbon footprint wherever possible, we’re proud to share with you our environmental reports for 2015 and 2016. 2016 Environmental Report 2015 Environmental Report

Read More

Recent Posts

    Filter Posts by Topics