Business Online & Mobile Banking - Spending Habits

Spending Habits

Spending Habits is a helpful and informative money management tool. Use it to track business spending habits, view your complete financial picture and set financial goals.

Accessing Spending Habits

Access Spending Habits services by taking the following steps:

1. Log in to business online banking by clicking Login from the top right of any page on alpinebank.com.
   
   
2. Enter your username and password and select Sign In.
   
   
3. From the Dashboard, select the account you want to access spending habits from.
   
   
4. From within the account, select the Spending habits shortcut option.

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Using Spending Habits - Overview

View your accounts, transactions, spending by category, budget progress, cashflow, net worth and goal progress. 

Spending Habits - Budgets

Select ADD BUDGET to set up a budget to monitor and track your spending.

Spending Habits - Cashflow

Cashflow allows you to plan ahead with a cash flow calendar that automatically tracks income and expenses and provides daily projected balance and monthly overviews. 

1.  Add Bill/Income by selecting the +, complete the required information, and select Save.

2. If you would like to get alerts about your bill or income, enter your contact information and then select Save. If you would not like to be notified, select STOP NOTIFICATIONS. 

3. To view all your bills and income, select ⋮ and then select Bills & Income.

4. To manage your cashflow accounts, select ⋮ and then select Configure Accounts. 

Spending Habits - Goals

Goals allow you to plan for the future by creating savings or payoff objectives. The Goals dashboard shows your current goals progress.

1. Select ADD GOAL to set up your saving and spending goal.

2. Select the type of goal you want to set up from the Choose a Goal screen. 

3. Enter the details of your goal and select SAVE. 

Spending Habits – Net Worth

Net Worth allows you to monitor your current assets and debts.

1. Select ADD ASSET and then select LINK ACCOUNT to link an account from another bank or credit union. If you want to add an unlinked asset, complete the fields below Unlinked Asset. Select SAVE.

2. Select ADD LIABILITY and then select LINK ACCOUNT to link an account from another bank or credit union. If you want to add an unlinked asset, complete the fields below Unlinked Liability. Select SAVE.

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