Ready Reserve Line of Credit
With a Ready Reserve tied to your business checking, you get overdraft protection plus the ability to tap into a credit line when you need it most.
- Credit lines up to $50,000
- Easy access by check, phone, transfer of funds, or your Alpine Bank business debit card
- Automatically advances in $500 increments (up to your available line) whenever your checking balance falls below $0
- $100 annual fee
- Five-year maturity on lines of credit greater than $25,000
- Variable interest rates tied to JPMorgan Chase Bank Prime Rate
- Information included on your monthly checking account statement
Operating Line of Credit
Use our operating line of credit for a wide range of long-term or seasonal business needs:
- Seasonal fluctuations
- Capitalize on trade discounts
- Working capital
- Ongoing updates
- And more
- Provides greater financial flexibility
- Repayment customized based on your business’s unique needs
- Funds available right as you need them; apply once then use again as needed thereafter
- Only pay interest on the part that's used
- Decision-making and processing handled right here in Colorado
- Friendly, attentive service from start to finish
We offer a variety of rate-discounted "green" loans for fuel-efficient business vehicles and real estate-secured loans. Contact your local Alpine Bank to learn more about "green" loans for your business needs.
Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.