Community Reinvestment Act (CRA) Public File Information

We learned many years ago that the success of Alpine Bank reflects the well-being of the communities we serve. We are committed to meeting the financial needs of these communities, including all low and moderate income and minority areas within our footprint. Alpine Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, Alpine Bank can keep it current with convenient access.

Public Information Available for Inspection
In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.

CRA Performance Evaluation
A copy of the bank’s most recent CRA Performance Evaluation
CRA Performance Evaluation

Written Comments
All written comments received from the public for the current year and each of the prior two calendar years relating specifically to the bank's performance in helping to meet community credit needs and response to the comments by the bank.
None at this time

Branch Information
List of Branch Locations
Locations and Hours

Opened And Closed Branches and ATMs
Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years.
Opened and Closed Branches and ATMs

List of Products, Services, and Fees
A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.
Personal Banking Products and Services
Personal Banking Fee Schedule
Business Banking Products and Services
Business Banking Fee Schedule

Assessment Areas
A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.

Assessment Area Listing

CRA Notice
The CRA Disclosure Statement contains the number and amount of small-business, community development, as well as small farm loans reported as “originated” or “purchased” by the bank.

To review this information, go to the FFIEC website. You will be prompted to enter the “Year” for review, “Institution Name” and the “Respondent ID” (described below):

Institution: Alpine Bank
Respondent ID: 000023091

HMDA Notice
The Home Mortgage Disclosure Act (HMDA) requires depository and non-depository lenders to collect and publicly disclose information about housing-related loans and applications for such loans, including several applicant/borrower characteristics. To review HMDA information, go to the Consumer Financial Protection Bureau (CFPB) website