Transaction Fees:

  • Balance Transfer: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction: 0% of each transaction on U.S. dollars.

Penalty Fees:

  • Late Payment: Up to $35.00 unless the balance is less than $100 then the fee is $0
  • Return Payment: Up to $35
  • Over-the-Credit Limit: $35 unless the balance is less than $100 over the limit, then the fee is $0