Personal Checking

With all of our personal checking accounts, you'll enjoy:

  • Online Banking, Bill Pay1, Electronic Statements, Mobile Banking2
  • Free Loyalty Visa® Debit Card
  • Free ATM withdrawals at any Alpine Bank and Allpoint® Network's 43,000+ ATMs3 nationwide
  • Overdraft protection available with Overdraft Privilege4 and a Ready Reserve Line of Credit5

 

 

Opening Deposit

Earn Interest

Minimum Balance

Maintenance Fee

Added Benefits

Liberty

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None
None
None
None
  • No Daily Minimum
  • No Maintenance Fee
  • Notary
  • $3.00 fee for paper statements
  • $3.00 fee for check images in statements
  • Loyalty Visa® debit card
  • Check safekeeping
  • Five cleared checks per statement cycle at no cost, $0.50 per check thereafter
  • Ready reserve line of credit available5
  • Alpine Bank credit card available5
  • Surcharge-free access to 43,000+ ATMs nationwide through the Allpoint Network3, debit card, debit card rewards, online banking, Bill Pay1, eStatements, Bank-to-Bank transfers, mobile banking2, live call center, 24/7 info-line

Elite

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None
Earned
on all balances6
$1,500.00
$9.00
Waived if daily minimum balance is maintained at $1,500.00
  • Unlimited Check Writing
  • Notary
  • $3.00 fee for paper statements
  • $3.00 fee for check images in statements
  • Loyalty Visa® debit card
  • Check safekeeping
  • Unlimited check writing
  • Ready reserve line of credit available5
  • Alpine Bank credit card available5
  • Surcharge-free access to 43,000+ ATMs nationwide through the Allpoint Network3, debit card, debit card rewards, online banking, Bill Pay1, eStatements, Bank-to-Bank transfers, mobile banking2, live call center, 24/7 info-line

ACCESS PLUS

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None
None
None
$6.00
  • Area Discounts
  • Mobile App
  • ID Theft Restoration
  • Travel Concierge Service Discounts
  • Unlimited Check Writing
  • Notary
  • $3.00 fee for paper statements
  • $3.00 fee for check images in statements
  • Loyalty Visa® debit card
  • Check safekeeping
  • Unlimited check writing
  • Ready reserve line of credit available5
  • Alpine Bank credit card available5
  • No fee on money orders and cashier's checks
  • Surcharge-free access to 43,000+ ATMs nationwide through the Allpoint Network3, debit card, debit card rewards, online banking, Bill Pay1, eStatements, Bank-to-Bank transfers, mobile banking2, live call center, 24/7 info-line
  • Area discounts for shopping, dining, and more; identity theft program; travel concierge service and discounts; grocery coupon club; health discounts; discounted roadside assistance
  • Visit alpineaccessplus.com for more details.

Golden Edge

60 years old or better
1 account per person

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None
  Earned
on all balances3
None
None
  • Unlimited Check Writing
  • No Maintenance Fee
  • Free Paper Statements
  • No Fee on Money Orders
  • Notary
  • More
  • Loyalty Visa® debit card7
  • Check safekeeping
  • Unlimited check writing
  • Ready reserve line of credit available5
  • Alpine Bank credit card available5
  • No fee on money orders and cashier's checks
  • $25.00 off any size safe deposit box
  • Bonus CD rates
  • Surcharge-free access to 43,000+ ATMs nationwide through the Allpoint Network3, debit card, debit card rewards, online banking, Bill Pay1, eStatements, Bank-to-Bank transfers, mobile banking2, live call center, 24/7 info-line

Youth Checking

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None
None
None
None
  • No Daily Minimum
  • No Maintenance Fee
  • Notary
  • Loyalty Visa® debit card7
  • Surcharge-free access to 43,000+ ATMs nationwide through the Allpoint Network3, debit card, debit card rewards, online banking, Bill Pay1, eStatements, Bank-to-Bank transfers, mobile banking2, live call center, 24/7 info-line

Health Savings

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None
Yes6
$3,000.00
$2.00
Fee waived if minimum balance is maintained
 
  • Online banking
  • Free electronic statements
  • Save money for health care expenses tax free!
  • HSA Visa® Debit Card with no annual fee*
  • No transaction fees
  • No opening fee, $2.00 monthly maintenance fee (waived if daily min balance is maintained at $3,000.00), $15.00 closing fee
  • Interest is earned on all balances and eligible contributions are tax exempt3

Eligibility requirements are based on IRS guidelines. If you are unsure if you qualify for an HSA, please consult your tax advisor and health plan administrator for eligibility.


1 Certain Bill Pay fees and limitations apply. Please refer to the Schedule of Fees and product terms and conditions.

2 Alpine Bank does not charge you a fee for using AlpineMobile®; however, your wireless carrier's standard web access and text message rates may still apply. Mobile deposit limitations apply. Please refer to product terms and conditions.

3 If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.

4 As long as your account is in good standing, Alpine Bank may approve your overdrafts up to your assigned account limit after a 30-calendar-day waiting period. The Overdraft Privilege amount will be available for use the first business day following the 30-calendar-day waiting period. Standard non-sufficient funds fees apply. Please speak with a customer service representative for more details.

5 Subject to qualification.

6 Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.

7ATM transfers and point-of-sale transactions are each limited to $100.00 per 24-hour period.

Enjoy all the benefits of your Alpine Bank Visa® card using Apple Pay®. Click here to learn more.

ATM Locator  |  Surcharge Free: