Transaction Fees:

  • Balance Transfer: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction: 0% of each transaction on U.S. dollars

Penalty Fees:

  • Late Payment: Up to $25 unless the balance is less than $50, then the fee is $0
  • Return Payment: Up to $25
  • Over-the-Credit Limit: $0