Business Checking

With all of our business checking accounts you'll enjoy:

  • Online Banking, Bill Pay6, Electronic Statements, Mobile Banking1
  • No annual fee for your Visa® business debit card
  • Free ATM withdrawals at any Alpine Bank and Allpoint® Network's 43,000+ ATMs nationwide5
  • Overdraft protection available with Overdraft Privilege2 and a Business Ready Reserve Line of Credit3

 

 

Opening Deposit

Earn Interest

Minimum Balance

Maintenance Fee

Added Benefits

Business Checking

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None
None
None
$5.00
  • Check images returned for $5.00 per month with monthly statement.
  • Overdraft Privilege of $1,200.002
  • Available to any business or organization
  • Visa debit card with no annual fee
  • Check images are returned with statement for a $5.00 per month fee.
  • $5.00 monthly maintenance fee
  • No minimum daily balance
  • $.15 per ledger entry
  • $.10 per deposited item
  • You will receive a credit of $.20 per $100.00 average collected balance during the statement period, up to the total amount of the service charge.
  • Overdraft Privilege of $1,200.002

Business Checking with Interest

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None
Earned
on all balances4
None
$5.00
  • Check images returned for $5.00 per month with monthly statement.
  • Overdraft Privilege of $1,200.002
  • Available to any sole proprietors, nonprofit or public organizations.
  • Visa debit card with no annual fee
  • Check images are returned for $5.00 per month fee with monthly statement.
  • Your line of credit is established upon approval of your application, and you can apply at any time after opening your business checking account. There is a $100.00 annual fee to maintain the line of credit.
  • $.15 per ledger entry
  • $.10 per deposited item
  • You will receive a credit of $.20 per $100.00 average collected balance during the statement period, up to the total amount of the service charge.
  • Overdraft Privilege of $1,200.002

Make the most of your money with these value-added checking account services:

Business Debit Cards

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  • Acceptance - Welcomed at all Visa merchants worldwide
  • Convenience - Faster and easier than writing a check
  • Cash Access - Free ATM withdrawals at any Alpine Bank and Allpoint Network's 43,000+ ATMs nationwide5
  • Control - Clearly separates your business and personal transactions
  • Cost - Less than writing a check, and no annual fee
  • Protection - The Visa Liability Waiver program insures business owners against eligible loss that may be incurred through misuse of the Alpine Bank Visa business debit card by an employee

Alpine Bank's business debit card allows you easy access to your funds without having to carry around a checkbook. You can authorize specific employees to use the card, making it easier to track business expenses.

Business Ready Reserve Line of Credit

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You'll receive:

  • Credit lines from $1,000.00 to $50,000.003
  • Access by check, phone, transfer of funds, or your Alpine Bank business debit card
  • Automatically advances in $500.00 increments (up to your available line) whenever your checking balance falls below $0.00
  • $100.00 annual fee
  • Five-year maturity on lines of credit greater than $25,000.00
  • Variable interest rates tied to JPMorgan Chase Bank Prime Rate

Information on your Alpine Bank business reserve line of credit and/or your Alpine Bank business debit card will be included with your monthly checking account statement.

Your line of credit is established upon approval of your application, and you can apply at any time after opening your business checking account. There is a $100.00 annual fee to maintain the line of credit.

With Alpine Bank's ready reserve line of credit tied to your business checking account, you can not only avoid costly overdraft charges, but you also have the flexibility of extra credit when you need it most.

 


1 Alpine Bank does not charge you a fee for using AlpineMobile®; however, your wireless carrier's standard web access and text message rates may apply. Mobile deposit limitations apply.

2 As long as your account is in good standing, Alpine Bank may approve your overdrafts up to our assigned account limit. Standard nonsufficient funds fees apply. Please speak with a customer service representative for more details.

3 Subject to qualification.

4 Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.

5 If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply as well as any fee charged by the third-party ATM holder.

6 Certain Bill Pay fees and limitations apply. Please refer to the Schedule of Fees and product terms and conditions.

 

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