Highlights
- Digital Banking
- Mobile Deposit
- Visa Debit Card
- Surcharge-Free ATMs
Details
- Interest-bearing business checking account available to sole proprietors, nonprofits and public organizations1
- No minimum balance requirements
- Receive an earnings credit to offset or minimize monthly fees incurred2
- Ready Reserve line of credit available3
- Overdraft privilege available4
- Business credit card available5
- Includes a wide variety of digital banking services:
- Online banking & bill pay available6
- Mobile banking with mobile deposit available7
- Free eStatements
- Visa® debit card with no annual fee
- Unlimited monthly transactions at low per-item fees:
- $0.15 per ledger entry
- $0.10 per deposited item
- No minimum deposit to open
- $5 monthly maintenance fee
Valid identification is required to open this account. Please refer to this list of acceptable forms of identification.
Disclaimers
1Please see a customer service representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.
2Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period. As long as your account is in good standing, your current overdraft limit may be available for checks and other transactions made using your checking account number, automatic bill payments, recurring debit card transactions, Debit/POS transactions and ATM transactions. Standard nonsufficient funds fees will still apply; $15.00 for overdraft items of $15.00 or less and $38.00 for overdraft items exceeding $15.00. Please speak with a customer service representative or personal banking representative, or refer to the product terms and conditions for more details.
3Subject to Alpine Bank's standard underwriting requirements. Your line of credit is established upon approval of your application, and you can apply at any time after opening your business checking account. There is a $100.00 annual fee to maintain the line of credit.
4As long as your account is in good standing, Alpine Bank may approve your overdrafts up to your assigned account limit after a 30-calendar-day waiting period. The Overdraft Privilege amount will be available for use the first business day following the 30-calendar-day waiting period. Standard non-sufficient funds fees apply. Please speak with a customer service representative for more details.
5Subject to qualification.
6Certain transaction fees and limitations apply. Please refer to the product terms and conditions.
7Alpine Bank does not charge you a fee for using AlpineMobile®; however, your wireless carrier's standard web access and text message rates may still apply. Mobile deposit limitations apply. Please refer to product terms and conditions.
8If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.
