Small & Mighty

How We Support Small Businesses

Alpine Bank values Independence. The backbone of our business is small business. Why bank with Alpine? We see you. We value you. We hear you. We know you. We were you.

• Flexible Financing
• Local Services
• Personal Attention

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¹Please see a customer service representative or personal banking representative for current rate information, calculation method and to obtain a copy of our Truth in Savings Disclosure.

²Per-item fees: $0.15 per ledger entry and $0.10 per deposited item.

³You will receive a credit of $0.20 per $100.00 average collected balance during the statement period, up to the total amount of the monthly maintenance fee.

⁴Overdraft Privilege will be available to use the first business day following a 30-calendar day waiting period. As long as your account is in good standing, your current overdraft limit may be available for checks and other transactions made using your checking account number, automatic bill payments, recurring debit card transactions, Debit/POS transactions and ATM transactions. Standard nonsufficient funds fees will still apply; $15.00 for overdraft items of $15.00 or less and $38.00 for overdraft items exceeding $15.00. Please speak with a customer service representative or personal banking representative, or refer to the product terms and conditions for more details.

⁵If using any international, non-Allpoint or non-Alpine Bank ATM, the $2.00 ATM fee per withdrawal will still apply, as well as any fee charged by the third-party ATM holder.

⁶Certain transaction fees and limitations apply. Please refer to the product terms and conditions.

Business Loans

*All loans are subject to Alpine Bank’s standard underwriting requirements.

Commercial Real Estate Loans

• For the purchase, refinance, or construction of commercial properties. These loans are available for owner-occupied or investment properties. 
• We offer a variety of commercial loan programs to meet your specific business and financial needs.
• Our lending professionals have working knowledge of the local real estate market in your area.
• All decision-making and processing is handled right here in Colorado.
• You'll enjoy friendly, attentive service from start to finish!

Vehicle Loans

• Vehicle loans for business use!  Rate-discounted green loans for fuel-efficient business vehicles!

Business Ready Reserve Line of Credit

• With a Ready Reserve tied to your business checking, you get overdraft protection plus the ability to tap into a credit line when you need it most.
• Features include:
• Credit lines up to $50,000
• Easy access by check, phone, or your Alpine Bank business debit card
• Automatically advances in $500 increments (up to your available line) whenever your checking balance falls below $0
• $100 annual fee
• Five-year maturity on lines of credit greater than $25,000
• Variable interest rates tied to JPMorgan Chase Bank Prime Rate
• Information included on your monthly checking account statement

Business Credit Cards

Additional Information

TRANSACTION FEES

• Balance Transfers: $10 or 3% of the amount of each transfer, whichever is greater.
• Cash Advance: $10 or 4% of the amount of each cash advance, whichever is greater.
• No Foreign Transaction Fees.

PENALTY FEES

• Late Payment: Up to $35
• Return Payment: Up to $35
• Over the Credit Limit: Up to $35

MINIMUM INTEREST CHARGE

If you are charged interest, the charge will be no less than $1.00

*Interest begins accruing on the transaction date